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Insights From Your Local Insurance Experts

Tips, guides, and updates to help you make smarter coverage decisions, straight from the McCarty Insurance team in Fresno.

Fresno-area home under renovation with framing exposed, building materials staged in driveway, and a partly open roof
By McCarty Insurance Agency August 24, 2026
Remodeling in California? Learn how home insurance during renovations works, what gaps to watch for, and how to protect your Fresno-area home mid-project.
Employee handing car keys to a manager outside a small business office in Fresno California on a sunny afternoon
By McCarty Insurance Agency August 23, 2026
California businesses face real liability when employees drive personal cars for work. Learn how hired non-owned auto insurance protects you in Fresno and
Young adult rider in a helmet and jacket straddling a small motorcycle in a sunny Central Valley parking lot
By McCarty Insurance Agency August 21, 2026
19 to 25 and riding in Fresno? Learn what motorcycle insurance costs for young riders in California and how to lower your premium fast. Get a free quote.
Bar interior in Fresno California with bottles on a backlit shelf and a bartender serving drinks to patrons
By McCarty Insurance Agency August 20, 2026
California bars and restaurants face real dram shop exposure. Learn what liquor liability insurance covers, what it costs, and how to protect your business.
Small business owner reviewing a laptop screen showing a data security alert in a Fresno office setting
By McCarty Insurance Agency August 18, 2026
Learn what cyber liability insurance covers for small businesses in California, how much you need, and how to avoid costly coverage gaps. Get a quote today.
A construction crew framing a wood-structure building at a job site on a sunny California day, with lumber and materials
By McCarty Insurance Agency August 17, 2026
California contractors: learn what builders risk insurance covers, who needs it, wildfire exposures, and how to get the right policy. McCarty Insurance Agency
Construction workers reviewing blueprints on a job site in California's Central Valley
By McCarty Insurance Agency August 15, 2026
California's AB 5 makes contractor misclassification costly. Learn what Fresno employers must know about workers comp for independent contractors in CA.
Small business owner reviewing documents at a counter inside a closed Fresno retail shop after a fire damage incident
By McCarty Insurance Agency August 14, 2026
Learn what business interruption insurance covers for California small businesses, what triggers a claim, and how to avoid costly coverage gaps. Get a quote
Independent insurance agent sitting across a desk from a small business owner in a Fresno office, reviewing multiple policy
By McCarty Insurance Agency August 12, 2026
Learn how an independent insurance agent differs from a captive agent and why it matters for Fresno small businesses. McCarty Insurance Agency shops multiple
Business owner reviewing financial records at a desk inside a small Fresno-area office
By McCarty Insurance Agency August 11, 2026
Learn what commercial crime insurance covers, from employee theft to wire fraud. McCarty Insurance Agency helps Fresno-area businesses find the right protection
Cozy California vacation rental cabin porch with wood furniture and mountain forest view on a sunny afternoon
By McCarty Insurance Agency August 9, 2026
Renting on Airbnb or VRBO in California? Learn why standard homeowners insurance falls short and what short-term rental insurance covers for Central Valley
Consultant reviewing a contract at a desk with a laptop and coffee in a modern California office
By McCarty Insurance Agency August 6, 2026
California consultants face real lawsuit risk. Learn what professional liability insurance covers, what it costs, and how to get the right limits for your
A Class A motorhome parked at a California campsite surrounded by pine trees with mountains in the background
By McCarty Insurance Agency August 3, 2026
Learn what California requires for RV insurance, what full coverage costs, and how to avoid common gaps. Get a quote from McCarty Insurance Agency in Fresno
Two cars after a rear-end collision on a busy California highway with traffic visible in the background
By McCarty Insurance Agency July 31, 2026
Learn what California's bodily injury liability minimums are, why they often fall short, and how Fresno-area drivers can protect their assets with the right
Flooded residential street in the Central Valley with standing water reaching a home's front steps on a cloudy day
By McCarty Insurance Agency July 28, 2026
Flood insurance in Fresno, California isn't just for riverfront homes. Learn what's covered, what NFIP costs, and how to close the gap. Get quotes today.
Small business owner reviewing documents inside a commercial retail space in Fresno, California
By McCarty Insurance Agency July 25, 2026
Learn what commercial property insurance covers for Fresno businesses: buildings, equipment, inventory, and more. Get the right policy with McCarty Insurance
Small business owner reviewing insurance documents at a desk inside a Fresno storefront
By McCarty Insurance Agency July 22, 2026
Learn what commercial general liability insurance covers, what it excludes, and how much it costs in California. McCarty Insurance Agency compares carriers for
Licensed driver handing keys back to car owner in a Fresno parking lot on a sunny afternoon
By McCarty Insurance Agency July 19, 2026
No car but still drive? Learn who needs named non-owner auto insurance in California, what it covers, SR-22 uses, and cost factors in Fresno and the Central
California DMV form and auto insurance documents on a desk next to car keys in a Fresno insurance office
By McCarty Insurance Agency July 16, 2026
Need SR-22 insurance in California? Learn what it is, who needs it, what it costs in Fresno, and how to avoid costly lapses. McCarty Insurance Agency can help.
Fresno California rental house exterior with a for rent sign on a sunny day
By McCarty Insurance Agency July 13, 2026
Renting out a home in California? Learn the key differences between landlord and homeowners insurance so you're not caught with the wrong policy at claim time.
Small business owner reviewing insurance documents at a desk inside a Fresno storefront
By McCarty Insurance Agency July 10, 2026
Learn what business insurance for small companies in Fresno actually covers, what it costs, and which California rules apply. Get guidance from McCarty
Aerial view of a Central Valley neighborhood in California with dry farmland and residential streets extending toward
By McCarty Insurance Agency July 7, 2026
Learn whether earthquake insurance in California is worth it for Central Valley homeowners. Compare costs, coverage, and real seismic risks in Fresno and
Suburban Fresno neighborhood street with single-story homes and dry foothills visible in the background under a hazy
By McCarty Insurance Agency July 4, 2026
California's homeowners insurance crisis is hitting Fresno hard. Learn why carriers are leaving, what the new state rules mean, and how to protect your home
A motorcycle parked on a Fresno street at dusk with a chain lock securing the rear wheel to a metal post
By McCarty Insurance Agency July 1, 2026
Does insurance cover motorcycle theft? Learn which coverage pays, what's excluded, and how to file a claim in California. Get answers from McCarty Insurance
California worker reviewing paperwork at a desk with a binder labeled workers compensation benefits
By McCarty Insurance Agency June 28, 2026
Are workers comp benefits taxable in California? Learn what's exempt, what's not, and how the SSDI offset rule works. Get answers from McCarty Insurance Agency.
Person reviewing auto insurance declarations page at a desk with a pen and laptop nearby
By McCarty Insurance Agency June 25, 2026
Learn how to locate hidden liability limits on your auto policy in California. McCarty Insurance Agency in Fresno helps you find gaps before an accident occurs.
Damaged power strip with scorched outlets on a wooden desk next to a dark laptop screen in an apartment
By McCarty Insurance Agency June 22, 2026
Wondering if renters insurance covers power surges in Fresno? Learn what's covered, what's excluded, and how to protect your electronics in California.
Person sitting at a kitchen table in a new apartment, reviewing an insurance document on a laptop
By McCarty Insurance Agency June 19, 2026
Need renters insurance today in Fresno or Clovis, CA? Learn how same-day renters insurance works, what you need to apply, and get covered fast with McCarty
A California driver reviewing insurance documents inside a parked car on a sunny Fresno street
By McCarty Insurance Agency June 16, 2026
Learn California's minimum car insurance requirements, the new 2025 limits, penalties for no coverage, and why Fresno drivers often need more than the legal
By Policy Lift April 27, 2026
Understand homeowners insurance coverage, including dwelling, personal property, & liability. Contact McCarty Insurance Agency for assistance!