Coverage Types
Commercial Insurance
Your Fresno business deserves more than a generic policy. Since 1984, McCarty Insurance Agency has helped Central Valley business owners protect their operations with coverage tailored to their specific risks. We compare options from 50+ carriers like Travelers, Hartford, CNA, and Philadelphia to find the right protection at the right price.
General Liability
Bundled coverage combines liability, property, and interruption insurance
Commercial Property
Protects buildings, equipment, inventory, and other business physical assets
Business Owners Policy (BOP)
Protects employees and businesses from workplace injury expenses and claims.
Workers Compensation
Protects professionals from claims of mistakes or negligent service
Professional Liability (E&O)
Coverage for vehicles used in business operations and activities
Commercial Auto
Customizable bundle of multiple commercial coverages in one policy
Directors & Officers
Protects company leaders from personal liability for management decisions
Cyber Liability
Covers data breaches, cyberattacks, and network security failures
Inland Marine
Protects mobile equipment and property in transit or off-site
Builder's Risk
Covers buildings and materials during construction or renovation phases
Commercial Umbrella
Provides additional liability coverage above underlying policy limits
Crime Insurance
Protects against employee theft, fraud, and criminal acts
Commercial Flood
Covers building and contents damage from flooding events
Business Interruption
Replaces lost income when covered losses force temporary closure
Hired & Non-Owned Auto
Covers liability for rental and employee-owned vehicles used in business
Liquor Liability
Protects businesses serving alcohol from intoxication-related claims
Surety Bonds
Guarantees performance and compliance with contractual obligations
Excess Liability
Provides additional liability coverage above underlying policy limits
Tenant Improvements
Covers alterations and improvements made to leased commercial space
