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42 Years of Trusted Protection


Big Business Resources.

Small Business Friendships.


For over four decades, the McCarty family has helped Central Valley residents and businesses find the right coverage at the right price. As an independent agency, we shop top-rated carriers so you don't have to.

  • Mercury Insurance
  • Travelers
  • The Hartford
  • Aegis First Cap
  • Steadily
  • Chubb
  • Foremost
  • National General
  • Philadelphia Insurance
  • One Alliance
  • Midwest Family
  • Pacific Coastal
  • Zurich US Assure
  • CNA
  • Kemper
  • ICW Group
  • Liberty Mutual
  • Orion
  • Safeco
  • Nationwide
  • Zenith
  • AmTrust
  • BH Guard
  • Pie Insurance
  • Preferred Employers
  • Hanover
  • Bamboo
  • CA Fair Plan
  • Mercury Insurance
  • Travelers
  • The Hartford
  • Aegis First Cap
  • Steadily
  • Chubb
  • Foremost
  • National General
  • Philadelphia Insurance
  • One Alliance
  • Midwest Family
  • Pacific Coastal
  • Zurich US Assure
  • CNA
  • Kemper
  • ICW Group
  • Liberty Mutual
  • Orion
  • Safeco
  • Nationwide
  • Zenith
  • AmTrust
  • BH Guard
  • Pie Insurance
  • Preferred Employers
  • Hanover
  • Bamboo
  • CA Fair Plan
  • Mercury Insurance
  • Travelers
  • The Hartford
  • Aegis First Cap
  • Steadily
  • Chubb
  • Foremost
  • National General
  • Philadelphia Insurance
  • One Alliance
  • Midwest Family
  • Pacific Coastal
  • Zurich US Assure
  • CNA
  • Kemper
  • ICW Group
  • Liberty Mutual
  • Orion
  • Safeco
  • Nationwide
  • Zenith
  • AmTrust
  • BH Guard
  • Pie Insurance
  • Preferred Employers
  • Hanover
  • Bamboo
  • CA Fair Plan
  • Mercury Insurance
  • Travelers
  • The Hartford
  • Aegis First Cap
  • Steadily
  • Chubb
  • Foremost
  • National General
  • Philadelphia Insurance
  • One Alliance
  • Midwest Family
  • Pacific Coastal
  • Zurich US Assure
  • CNA
  • Kemper
  • ICW Group
  • Liberty Mutual
  • Orion
  • Safeco
  • Nationwide
  • Zenith
  • AmTrust
  • BH Guard
  • Pie Insurance
  • Preferred Employers
  • Hanover
  • Bamboo
  • CA Fair Plan

One Agency, Every Kind of Coverage You Need

Whether you're protecting your family, your business, or your favorite weekend ride, we'll match you with the right policy from the right carrier.

Personal Insurance

Policies that protect your home, your car, your family, and everything in between.

Commercial Insurance

Tailored coverage that keeps your business running, no matter what comes your way.

Coverage Options

Discover Tailored Coverage Choices

Personal Insurance Includes:

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Auto Insurance

Liability, collision, comprehensive and more, built to keep you and your vehicle protected on every drive.

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Homeowners Insurance

Protect your home, belongings, and liability with comprehensive coverage tailored to your property and your family's needs.

Landlord Insurance

Protect your rental property and investment with coverage designed for landlords and property owners.

Business Insurance Includes:

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General Liability Insurance

Shield your business from third-party claims involving bodily injury, property damage, and advertising liability.

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Workers’ Compensation

Protect your team and your business with coverage for workplace injuries, lost wages, and medical expenses.

Commercial Auto

Cover your business vehicles and drivers with protection designed for the demands of daily commercial use.

Why Choose Us?

Big Business Resources, Small Business Friendships

Founded by Lynn and Larry McCarty

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Family-Owned for 40+ Years

Founded by Lynn McCarty and now led by her sons Tait and Chad, our agency was built on the belief that insurance should feel personal. We know our clients by name, not by policy number.

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Independent for More Options

We're not locked into one carrier. We compare rates and coverage from a network of top-rated insurers to find the policy that fits your needs and your budget, not ours.

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Local Team, Hands-On Service

When you call, you talk to real people right here in Fresno. Whether you need help choosing a policy, updating your coverage, or filing a claim, our team is here every step of the way.

Comparison Table

A Clearer Way to Compare Insurance Coverage

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Your Quote Is Just a Conversation Away

Need Help Right Now?

Most visitors start here when they need help after hours.

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Claire

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Claire is not a licensed insurance agent. Only licensed agents can provide quotes or coverage recommendations. Calls may be reviewed for quality and training purposes.

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Insurance Tips & Insights

What Does Homeowners Insurance Actually Cover?

By Policy Lift • April 27, 2026
Understand homeowners insurance coverage, including dwelling, personal property, & liability. Contact McCarty Insurance Agency for assistance!

5 Ways to Lower Your Auto Insurance Premium Today

By Policy Lift • April 27, 2026
Learn 5 ways to cut your auto insurance costs today. Contact McCarty Insurance Agency for expert advice!

Why Every Small Business Needs a BOP Policy

By Policy Lift • April 27, 2026
Learn why small businesses need a BOP for essential coverage. Protect your business today with McCarty Insurance Agency.

Frequently Asked Questions

Common Questions About Coverage, Quotes, and More

  • What does it mean to be an independent insurance agency?

    It means we're not tied to a single insurance company. We shop and compare policies from multiple top-rated carriers to find you the best coverage at the most competitive price, giving you more options and more savings.

  • How do I know if I have enough coverage?

    Many people are underinsured without realizing it. Our team will review your current policies, identify any gaps, and recommend adjustments so you're fully protected, whether it's your home, your car, or your business.

  • Can you help me bundle my home and auto insurance?

    Absolutely. Bundling your policies is one of the easiest ways to save money and simplify your coverage. We'll compare bundle options across our carrier network to find the best deal for you.

  • What types of business insurance do I need?

    It depends on your industry, size, and risk exposure. Most businesses start with general liability and commercial property, but you may also need workers' comp, commercial auto, or professional liability. We'll walk you through it.

  • How quickly can I get a quote?

    Most quotes take just a few minutes. You can talk to Claire, our voice agent, for a guided experience or fill out our online form and our team will follow up with personalized options.

HQ Address

Our Location

Fresno

Address

7078 North Maple Avenue, STE 106, Fresno, California 93720, United States

Business Hours

Mon - Thu : 09:00 am - 05:00 pm

Fri : 09:00 am - 12:00 pm

Contact

No obligation · No sales pressure

Not Sure You're Fully Covered? Let's Find Out Together

Gaps in your coverage can go unnoticed until it's too late. Our team will review your current policies, spot anything that's missing, and help you get the protection you actually need, all at no cost or obligation.