Stay Informed

Insights From Your Local Insurance Experts

Tips, guides, and updates to help you make smarter coverage decisions, straight from the McCarty Insurance team in Fresno.

Close-up of an open car hood in a parking lot showing an empty battery tray where a battery has been removed by theft
By McCarty Insurance Agency • October 7, 2026
Find out if your California auto insurance covers a stolen car battery. Learn which policy type pays, when to file, and how to protect yourself in Fresno and
Small business owner reviewing insurance documents at a counter inside a Fresno retail shop
By McCarty Insurance Agency • October 4, 2026
Learn what a business owner policy covers for California small businesses, who qualifies, what it costs, and where the gaps are. Get a free BOP quote today.
A well-maintained manufactured home on a landscaped lot in a California residential community on a clear day
By McCarty Insurance Agency • October 1, 2026
Learn what mobile home insurance in California covers, what it costs, and what gaps to watch for. McCarty Insurance Agency helps Fresno-area residents compare
Exterior view of a single-family rental home in a California neighborhood on a sunny afternoon
By McCarty Insurance Agency • September 28, 2026
Learn how dwelling fire insurance protects California landlords, what DP-1, DP-2, and DP-3 policies cover, and why a homeowners policy won't protect your
Landscaping crew loading mowers onto a trailer in a sunny California residential neighborhood
By McCarty Insurance Agency • September 27, 2026
Learn what landscaping business insurance in California really covers, from commercial auto to workers' comp. Get the right coverage for your Fresno-area crew.
Dry hills above California's central valley with smoke rising from a distant wildfire under a hazy orange sky
By McCarty Insurance Agency • September 25, 2026
Wildfire insurance in California is changing fast. Fresno-area homeowners: learn what's covered, what gaps exist, and how to protect your home now. today
Semi-truck on a California highway at sunrise with agricultural fields visible in the background
By McCarty Insurance Agency • September 24, 2026
California law requires workers comp for trucking companies. Learn class codes, X-Mod factors, and cost tips. McCarty Insurance Agency serves Fresno and the
Empty commercial office suite mid-renovation with exposed walls, flooring work in progress, and construction materials on
By McCarty Insurance Agency • September 22, 2026
California tenants: find out who insures your buildout, what TI coverage actually pays, and how to protect your investment in Fresno and beyond. today
Empty residential living room with bare walls and hardwood floors, natural light coming through large windows
By McCarty Insurance Agency • September 21, 2026
California landlords: don't let a gap between tenants leave your property uninsured. Learn what vacant property insurance covers and how to get the right
Flooded commercial street with water surrounding a small business storefront in California's Central Valley
By McCarty Insurance Agency • September 19, 2026
California businesses face real flood risk. Learn what commercial flood insurance covers, what it costs, and why standard property policies fall short. McCarty
Agent reviewing a signed driver exclusion endorsement form at a desk in a California insurance office
By McCarty Insurance Agency • September 18, 2026
Can you exclude a driver from your car insurance in California? Learn the rules, consequences, and alternatives. Get expert help from McCarty Insurance Agency
Construction workers in hard hats and safety vests reviewing blueprints on a Fresno job site under bright California sunlight
By McCarty Insurance Agency • September 16, 2026
California requires workers comp for all construction employers. Learn who qualifies, what benefits apply, and how Fresno contractors can get covered today.
Small business owner reviewing security footage at a retail store counter in Fresno California
By McCarty Insurance Agency • September 15, 2026
Learn what business theft insurance covers in California, from employee dishonesty to burglary and fraud. Get the right coverage for your Fresno-area business.
A California business owner reviewing workers' comp policy documents at a desk in a Central Valley office
By McCarty Insurance Agency • September 13, 2026
Learn how California employers in Fresno and the Central Valley can reduce workers' comp costs through EMR management, RTW programs, and smart carrier shopping.
Auto repair technician inspecting a vehicle on a lift inside a busy California garage shop
By McCarty Insurance Agency • September 12, 2026
Learn what auto repair shop insurance in California must include, from garage keepers liability to workers comp. McCarty Insurance helps Fresno shops get
Aerial view of a suburban Fresno neighborhood with a backyard pool on a sunny California afternoon
By McCarty Insurance Agency • September 11, 2026
Learn how personal umbrella insurance in California protects your assets beyond auto and home limits. McCarty Insurance Agency helps Fresno-area residents
California worker reviewing a workers' compensation benefits document at a desk in a Fresno office
By McCarty Insurance Agency • September 10, 2026
Learn how the California Franchise Tax Board treats workers' comp benefits. Fresno-area workers and employers: find out what's taxable and what's not.
Row of white work vans parked outside a small business warehouse in California's Central Valley on a clear day
By McCarty Insurance Agency • September 9, 2026
Running multiple business vehicles in California? Learn what fleet insurance covers, state minimums, pricing factors, and coverage gaps. McCarty Insurance
California contractor reviewing bond and insurance documents on a clipboard at a commercial construction job site in Fresno
By McCarty Insurance Agency • September 8, 2026
Learn the surety bond vs insurance difference every California contractor needs. McCarty Insurance Agency in Fresno helps you stay covered, bonded, and
Business owner reviewing insurance policy documents at a desk in a Central Valley office
By McCarty Insurance Agency • September 7, 2026
Learn how excess liability and commercial umbrella insurance differ in California. McCarty Insurance Agency helps Fresno businesses find the right coverage
Colorful food truck parked at an outdoor market on a sunny California afternoon with customers at the service window
By McCarty Insurance Agency • September 6, 2026
Learn what food truck insurance in California actually covers, from commercial auto to general liability. McCarty Insurance Agency helps Central Valley vendors
Sunlit California condo building exterior with balconies and palm trees near a Central Valley neighborhood
By McCarty Insurance Agency • September 5, 2026
Learn what condo insurance in California covers, from HO-6 dwelling to loss assessment. Get the right coverage for your Fresno or Clovis condo today. today
Small business owner reviewing documents at a desk with a laptop and legal paperwork in a modern California office
By McCarty Insurance Agency • September 4, 2026
Do California small businesses need D&O insurance? Learn what it covers, who needs it, and what it costs. McCarty Insurance Agency helps Fresno businesses
A commercial semi-truck loaded with freight driving along a California highway through the San Joaquin Valley at dusk
By McCarty Insurance Agency • September 3, 2026
California truckers: learn what cargo insurance covers, state requirements, and how to protect freight on the I-99 and I-5. Get a quote from McCarty Insurance
Fresno California downtown small business street view with a local insurance agency storefront on a sunny day
By McCarty Insurance Agency • September 2, 2026
Need business insurance in Fresno, CA? McCarty Insurance Agency compares top carriers to find the right coverage for your small business. Get a free quote
Small business owner reviewing insurance documents at a desk in a California office with city skyline visible through window
By McCarty Insurance Agency • September 1, 2026
California small businesses face big liability risks. Learn how commercial umbrella insurance fills gaps when primary limits run out. Get a quote in Fresno
Semi-truck driving on a highway through California's Central Valley farmland under a clear blue sky
By McCarty Insurance Agency • August 31, 2026
Learn California commercial truck insurance requirements for owner-operators. Coverage types, FMCSA minimums, and costs explained by McCarty Insurance Agency.
A motorboat cruising on a calm California reservoir surrounded by golden hills on a sunny summer afternoon
By McCarty Insurance Agency • August 30, 2026
Learn what boat insurance in California covers, what it costs, and what Central Valley boaters need to know before hitting the water. Get a free quote today.
A contractor loading power tools and equipment into a work truck at a California job site on a sunny morning
By McCarty Insurance Agency • August 29, 2026
Learn what inland marine insurance covers for California businesses, from contractors tools to cargo in transit. McCarty Insurance Agency compares carriers for
Farmworkers harvesting crops in a sun-drenched Central Valley field with irrigation rows and mountains in the background
By McCarty Insurance Agency • August 27, 2026
California farm employers face unique workers comp rules. Learn class codes, heat illness mandates, and seasonal worker rules in the Central Valley. Get a