Blog - McCarty Insurance

April 23, 2026

Blog

15
Apr

Is Commercial Auto Insurance Different for Electric and Hybrid Work Vehicles?

As more businesses in Fresno and across California transition to eco-friendly fleets, electric and hybrid vehicles are becoming a common sight on the road. From delivery vans to service vehicles, these modern options offer lower emissions and fuel savings, but they also raise an important question: Is commercial auto insurance different for electric and hybrid work vehicles? The answer is

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1
Apr

Does Cyber Liability Insurance Cover Data Breaches Caused by Remote Employees?

Remote work has become a permanent part of how many businesses operate. While it offers flexibility and productivity benefits, it also introduces new cybersecurity risks. From unsecured Wi-Fi networks to personal devices being used for work, remote environments can make businesses more vulnerable to data breaches. This raises an important question for business owners in Fresno: Does cyber liability insurance

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18
Mar

How Much Does Sports Vehicle Insurance Really Cost?

Owning a sports car is exciting. Whether it’s the sleek design, high-performance engine, or cutting-edge technology, sports vehicles are built to impress. However, along with the thrill of driving comes a practical question: How much does Sports Vehicle Insurance cost, and why? If you live in Fresno, CA, or the surrounding Central Valley, understanding how insurers evaluate sports cars can

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4
Mar

What Is Property Damage Liability and Why Does It Matter?

Accidents happen when we least expect them. Whether it’s a car collision, an incident involving your business, or damage caused by negligence, the financial consequences can add up quickly. That’s where property damage liability coverage plays a critical role. For Fresno residents and business owners, understanding how property damage liability works can help protect personal assets, avoid legal trouble, and

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25
Feb

Will Home Insurance Cover a Fallen Branch or Tree on Your House?

Severe weather, aging trees, and unexpected accidents can all lead to fallen branches or trees damaging your home. For homeowners in Fresno, this often raises an important question: Will home insurance cover the damage? The answer depends on several factors, including what caused the tree to fall, what was damaged, and the specific terms of your policy. Understanding how home

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