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Safeguarding your business built out of your home. Do you work from home? Perhaps you’re starting up your own side hustle? If so, you should be aware that your homeowners insurance policy may not cover several aspects of your home-based business. In order to safeguard your hard work, you may need to take out additional coverage. What homeowners
We are up and running and we want to help. On behalf of everyone at McCarty Insurance Agency, our hearts go out to all those impacted by COVID-19 around the world – not only those diagnosed with the virus, but also friends and family and those whose work, education, and way of life have been affected. Our top priority
Understanding the difference between professional liability insurance and E&O insurance. As a business owner, you may be looking into your insurance options. As such, you may have come across the terms ‘professional liability insurance’ and ‘errors and omissions insurance’. To the untrained eye, these two policies can appear to be different coverages. If you aren’t sure what these terms
Decide whether renting or buying a property is best for you. In today’s landscape of rising home prices and interest rates, it can be difficult to get started on the property ladder. There are several factors you will need to consider when deciding if it’s better to rent or buy. To help, we’ve rounded up some essentials that you
Securing auto insurance without a license. You may not have a driver’s license, but you know you need car insurance. You might even wonder if this is possible. It may sound uncommon, but more and more people are having to deal with this situation. To better understand how to get auto insurance without a driver’s license, read on.
Can your home insurance help when your home’s interior is damaged? When most homeowners think about their insurance, it’s likely that they think of hugely damaging events like fires, storms, and natural disasters. Few rarely think about the interior damage that can happen over time, such as water leaks and mold. Do you even know if these events are
Understanding your homeowners insurance coverage. A number of disasters are covered by your homeowners insurance, however, every policy has its limits. Most standard homeowners insurance policies exclude flood and earthquake damage because they are considered mass-destruction events. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or
Three questions business owners need to ask their insurance agent. All it takes is one false move, one small error in judgment, or one storm to put your business on the line. Are you exposing your company to risk by having the wrong type of coverage? Working with an independent insurance agent is a great way to ensure your
Do you know how your home is impacted by extreme weather? The weather is something we can’t control. Storms, rain, intense heat, hail, and high winds – these are natural events that we can only be prepared for. As a homeowner, you think you’re ready for the worst. You’ve cleaned out the gutters, tidied away the yard furniture, and
Top tips on how to slash your auto insurance costs. Now that the New Year is here, everyone is watching the pennies. The holidays are over and that means a time to save money and plan for new and exciting endeavors ahead. Fortunately, we’ve nailed down some quick and easy ways you can keep some cash in your pocket.