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Regardless of the size of your business, risks are inevitable. Business insurance policy aims to cover business owners against losses that might be incurred in their day-to-day operations. While standard business insurance includes coverage for property damages and legal liability claims, there are other specialized forms of coverage as well. The following are a few types of business insurance policies
Car insurance protects you against financial loss if you are ever involved in an accident or if your car gets damaged or is stolen. Understanding the different types of auto insurance and what each one covers will ensure that you have the right coverage for your individual needs. This is not as hard as it sounds, especially if you know
Disasters like wildfires leave indescribable anguish behind when they occur in any neighborhood. They can destroy millions of acres of property in a state like California, leaving tens of thousands of people homeless. If you have homeowners insurance and happen to lose your home due to a fire, additional living expenses coverage can temporarily help you get by as your
If you own several properties, or if there are multiple houses on your property, a homeowners insurance policy may not provide the protection you need against perils such as fire. Dwelling fire insurance policies cover properties that are not your primary residence. This includes investment homes such as rental properties and vacation homes. How Dwelling Fire Insurance Is Different from
Any business, no matter the size, can experience an insurable incident at one point or another. Some incidences result in liability claims and lawsuits that could cause significant financial losses to any company. Read on to learn the importance of including liability coverage in your business insurance policy. What Is Business Liability Insurance? This policy pays for costs arising from
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