mccartyins

Crime rate and its influence on your car insurance premium.  Insurance companies have a number of factors to consider when determining your home insurance rate. Much of your monthly premiums will come down to your personal history, vehicle make and model. What many motorists forget is that their ZIP code is taken into account when insurers are determining premiums. The

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Determine how much auto insurance coverage you need. When you’re selecting auto insurance coverage, you will be faced with deciding how much cover you actually want to purchase. While most motorists work out how much they legally need to keep the costs down, this can actually cost more in the long-term if a sizeable claim is made. To protect yourself,

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The most misunderstood business insurance coverages explained. Business insurance can be confusing at the best of times. For many business owners, they choose not to explore the range of insurance options, meaning that they miss out on valuable coverage. Take a look at these misunderstood business insurance policies, and how they can help your business. Business Interruption Many business owners

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Avoid making these potentially costly homeowner mistakes. Owning a home is part of the American dream. Although it is a great experience, it can also be a hassle especially when unexpected issues pop up, whether you have a minor breakdown or a major catastrophe. However, many issues can be avoided if the house is properly maintained by the homeowner. Take

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Protect your bottom line from business interruptions. There are many troubling scenarios that can cause business interruptions from natural disasters to fires to cyber attacks. It can take time and money to repair a building, find a new location, and restock inventory. When a business can’t operate, revenue flatlines and business owners can struggle to pay bills on time. Sometimes,

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Ways for studying students to save money on their auto insurance premiums.  Students have a lot to think about. After the expenses of tuition and textbooks, there is little money left for auto insurance. However, if students are going to be driving during their time in education, it’s well worth knowing how to save money without sacrificing coverage. Here are

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Handling grease fires in the home.   Hopefully you never have to deal with a grease fire, but if it happens, how you handle it is important. A grease fire isn’t like a regular fire, and trying to put it out the same way can make it worse, causing more damage to your home. A grease fire is caused by

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How to prevent vandalism on your property.   Whether you own a small store or a large company, you’re probably concerned about the possibility of vandalism on your property. Vandals cause all sorts of problems, from graffiti to broken windows, which lead to costly repairs. To help, we’ve gathered our top tips for preventing vandalism at your business. Install a

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Keep your car cooler during summer. Summer is here and bright days are ahead. While this season is ideal for road trips and family vacations, the heat of the summer can make this otherwise beautiful time downright unpleasant. For drivers who don’t enjoy intense heat, getting into a hot car is uncomfortable. Stay cool and get more out of your

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Drivers who should be listed on your auto insurance policy.   When you’re filling out an auto insurance application, you may come across questions that ask you about other drivers in your household. You’re looking to insure yourself on your own vehicle, so you don’t need to list anyone else, right? Typically, everyone in your household should be listed on

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