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Motorcycle Insurance

Motorcycle Insurance

Whether you are a weekend warrior or ride every day, McCarty Insurance Agency has the coverage options to meet your unique needs.

Policy Limits and Deductibles typically determines in writing the amount you and the insurance company is willing to pay in the event of a covered loss or accident.

Liability protection pays to others the amounts for which you become legally responsible resulting from an auto accident. Typically this coverage helps protect you from damages to others. This may include drivers, passengers, pedestrians, and property damaged resulting from an auto accident. Liability protection also covers the cost of legal defense in the event you are sued.

Medical coverage protects you, your passengers, or pedestrians when injured in an auto accident. It provides payment for reasonable and necessary treatment for bodily injury resulting from a covered accident. That treatment includes, among other things, x-rays, ambulances, doctors, and trips to the hospital.

Uninsured motorist protection provides bodily injury and in some cases physical damage coverage for you, your passengers, and the covered vehicle in the event you are struck by a driver who does not have, or does not carry enough auto insurance coverage.

Protecting Your Motorcycle

Collision protection provides coverage for your motorcycle in the event you collide with another vehicle or object. Typically the coverage is designed to pay for repairs or replacement of the covered vehicle.

Comprehensive protection provides coverage for other losses to your motorcycle when the cycle is not in motion. Typical perils comprehensive coverage protects against include fire, broken glass, vandalism, and theft.

Shopping for Motorcycle Insurance?

If you can ride it, we can insure it. McCarty Insurance offers insurance for the following list of Motorcycles:

  • Cruisers
  • Touring Bikes
  • Sport Bikes
  • Mopeds/ Scooters
  • Trike Conversions
  • Classics
  • Limited and Production Models

Optional Equipment Coverage

  • Covers permanently attached accessories
  • Custom painting and chroming
  • Side Cars
  • Custom Seats
  • Saddle Bags

Optional Towing and Roadside Assistance

  • Will provide help if a bike is disabled and can’t be ridden
  • Covers reasonable and necessary expenses

Optional Tip interruption Coverage

  • Meals, lodging, and transportation , up to $500
  • Must be a covered collision 100 miles or more from home

Safety Apparel Coverage

  • Up to $1500 of coverage included in the case of a covered collision loss. Helmets, leathers, boots, and jackets
  • Must be a covered collision 100 miles or more from home

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