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Be it a minor leak or pipe burst caused by freezing, water damage can cause significant financial losses to your business. Water damage not only spoils your carpets and drywalls, but also damages your inventory and equipment and encourages mold growth. It may even cause temporary business closures, affecting your operations and income. Therefore, it is crucial to take measures
Across the US, 75% of firms are underinsured. That implies that when they encounter problems, they are not protected and are responsible for covering the associated costs. Because most businesses don’t have a lot of spare cash on hand to cover these unforeseen costs, commercial insurance is crucial. One of your many duties as a business owner is to protect
Homeowners in the United States are said to spend $400 billion per year on home remodeling projects and repairs. While some of these improvements may raise your homeowners’ insurance premiums, others may lower them; in either case, you should notify your insurer before beginning any of your tasks. Depending on the alterations made to your house and its resale value
Business insurance is essential for safeguarding and expanding your business. Even when mistakes and mishaps happen, it helps the firm survive and can be advantageous during difficult times. However, as your company grows, you should periodically assess your current insurance to see if it sufficiently protects your operations. Contract renewal time is a good time to do this, but you
Many factors affect your homeowner’s insurance premiums. These could be because you live in a high crime rate area or locations that are prone to floods or fires. With the number of wildfires increasing every year, many Americans are currently struggling to find homeowners insurance. According to the Insurance Information Institute report, over 4.5 million U.S. homes in 38 states
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