21
May

How Does My Location Affect My Home Insurance Rate?

Why your property’s location impacts your home insurance premium.   Homeowners insurance is designed to restore your home and belongings back to the same condition they were in before a loss occurred. There are many different home insurance policies to choose from, but many will vary in price and coverage. When an insurer considers your property, they will look at

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14
May

Home Security Technology: Keeping Your Ahead of the Burglars

How to make your home safer with top tech.   Home security has always been the top priority for homeowners. Knowing how to stop burglars from targeting your home can go a long way to safeguard your home and property. To help you stay ahead of burglars, it’s a good idea to make the most of recent technology. Having the

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7
May

Crime Prevention Tips for Businesses During the Pandemic

Security advice for businesses.   It’s safe to say that COVID-19 has impacted all of our lives, including our businesses and the way we work. To support businesses manage their security during the coronavirus pandemic, we’ve rounded up some of the top tips on how to protect your commercial property. If you or your entire team are still working from

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30
Apr

Red Flags to Watch Out for When Buying a Used Car

What to consider when buying a second-hand vehicle.   Buying a car is a very subjective experience. Some love nothing more than to wonder the aisles of a car lot, evaluating potential options. For others, car buying is their idea of torture. If you’re in the market for a new vehicle, you may be wondering if purchasing a used car

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23
Apr

The Difference Between Personal and Commercial Auto Insurance

What you should know about personal and commercial auto insurance.   For small businesses, the line between what is considered a personal vehicle and a commercial vehicle is often blurry. When a small business uses a vehicle to transport employees, move equipment, or deliver goods, it’s common to assume that a personal auto insurance policy will cover such activity. However,

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16
Apr

Commercial Insurance Policies to Consider When Starting a New Business

Consider these small business insurance policies.   Are you thinking of starting your own business? If so, you could be joining the thousands of Americans who have taken a leap of faith and started their own company. Maybe you’ve found an untapped market or you’ve noticed people respond to your talents and you’re ready to make some money. For a

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9
Apr

Driving Tips That Will Help You Save Money

Implement these tips to save money while on the roads.   It’s great to jump in a car and visit friends, travel to work or go shopping, but cars are also a major expense to keep on the roads. These days, motorists are always looking for ways to save money on the roads, from driving fuel-efficiently to finding ways to

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26
Mar

How to Protect Your Home-Based Business

Safeguarding your business built out of your home.   Do you work from home? Perhaps you’re starting up your own side hustle? If so, you should be aware that your homeowners insurance policy may not cover several aspects of your home-based business. In order to safeguard your hard work, you may need to take out additional coverage.   What homeowners

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24
Mar

COVID-19 Update – Open for Business

We are up and running and we want to help.   On behalf of everyone at McCarty Insurance Agency, our hearts go out to all those impacted by COVID-19 around the world – not only those diagnosed with the virus, but also friends and family and those whose work, education, and way of life have been affected.  Our top priority

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19
Mar

What’s the Difference Between Professional Liability and E&O Insurance?

Understanding the difference between professional liability insurance and E&O insurance.   As a business owner, you may be looking into your insurance options. As such, you may have come across the terms ‘professional liability insurance’ and ‘errors and omissions insurance’. To the untrained eye, these two policies can appear to be different coverages. If you aren’t sure what these terms

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