Insuring your leased vehicle is imperative for a smooth journey ahead.

Now that you’ve decided that leasing a vehicle is your best option, have you thought about how you’re going to insure it? Many motorists have a lot of questions about insurance once they select their leased vehicle. Luckily, we have the answers!
Does car leasing have insurance included?
Standard auto insurance is typically not included in monthly repayments for a car leasing contract. Therefore, it’s the responsibility of the individual or business leasing the vehicle to arrange insurance.
What insurance do I need?
Most often, the auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. These cover:

• Collision – Damage to the car from an accident with another driver
• Comprehensive – Damage that is caused by something other than a collision with another vehicle or object, such as a fire, theft, or accident.

You may need to purchase additional insurance, whether in terms of your contract or to protect yourself.
Do I need gap insurance?
The leasing company may require you to purchase ‘gap’ insurance. If you have an accident and your leased vehicle is beyond repair, it is likely that there is money left to pay to the auto dealer, which the insurance check doesn’t cover completely. This is known as the ‘gap.’ On a leased car, the cost of gap insurance is rolled into the lease payments so that you don’t need to buy a gap policy. Typically, the auto dealer buys the policy from the insurance company to cover all the cars it leases and charges you for a ‘gap waiver.’ Be sure to check with your auto dealer when leasing your vehicle!
Skip the search of finding the most reliable auto insurer for your needs.  Contact  McCarty Insurance Agency for the right  auto insurance  coverage that suits your vehicle and finances in Fresno, California!