Commercial Insurance Policies to Consider When Starting a New Business

April 16, 2020

Commercial Insurance Policies to Consider When Starting a New Business

Consider these small business insurance policies.

 

Are you thinking of starting your own business? If so, you could be joining the thousands of Americans who have taken a leap of faith and started their own company. Maybe you’ve found an untapped market or you’ve noticed people respond to your talents and you’re ready to make some money. For a brand new business owner, it can be daunting to understand all of your insurance options. Fortunately, we’ve compiled a list of must-have coverages for the budding entrepreneur.

 

Business owner’s policy (BOP)

A business owner’s policy, or BOP, combines the protection of general liability insurance and property insurance into one convenient, discounted bundle for small businesses. It can offer coverage for third-party lawsuits over bodily injury/property damage, product liability lawsuits, theft, vandalism, and more.

 

Cyber liability insurance

If you operate online, you will need cyber liability insurance. Such a policy can help small businesses recover quickly from a cyber attack if cyber criminals hack your system or steal valuable data.

 

Commercial auto insurance

Your personal auto insurance won’t cover you when you’re driving for business. If you use a company vehicle or your personal vehicle is the company vehicle, look into commercial auto insurance. This helps to protect you on the roads while you’re working.

 

Get started on your tailored  commercial insurance  coverage by contacting the expert insurance agency in Fresno, McCarty Insurance. We provide reliable  business insurance  to suit all of your company’s needs so that you can have peace of mind your investment is protected.

Our approach is unique. See how we can help you!   Contact Us

Document with stacked coins icon representing a financial or billing document

Get a Quote

At , securing your future is easy. Ready to protect what matters? Contact us for a quick quote and personalized insurance options!

Chat With Us

Chat With Us

Chat with Kelly to gather your info, helping our agents find the best carriers and quotes.

Black outlined phone handset with signal waves icon on a white background

Call Us

For any inquiries or support, feel free to reach out to us at any time. We're here to assist you!

Document with pencil icon

Leave us a note

Leave a note with your name, email, phone number, and the insurance type you're seeking.

Person standing under an umbrella icon, black outline on a white background

Personal Insurance

From auto and homeowners to renters and umbrella policies, we help protect your family and property. Let’s find coverage that fits your life.

Shield with dollar sign under an umbrella, suggesting insurance or financial protection

Commercial Insurance

We customize policies for your industry's risks, like general liability and workers' comp, ensuring you can run your business worry-free.

Contact McCarty Insurance Agency

Share this article

Recent Posts

By Policy Lift April 27, 2026
Understand homeowners insurance coverage, including dwelling, personal property, & liability. Contact McCarty Insurance Agency for assistance!
By Policy Lift April 27, 2026
Learn 5 ways to cut your auto insurance costs today. Contact McCarty Insurance Agency for expert advice!
By Policy Lift April 27, 2026
Learn why small businesses need a BOP for essential coverage. Protect your business today with McCarty Insurance Agency.