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Tag: homeowners insurance


Are You 55 or Older? Here Are Ways to Save on Homeowners Insurance!

Investing in your home’s security and safety, whether you’re 25 or 55, is a necessity. Retirement may make paying for a homeowners policy a little difficult. However, there are many ways to save on homeowners insurance without compromising the coverage you need. Here are four retiree benefits that can help you save money on your homeowners insurance. Mature Credit One

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A Quick Guide to Choosing the Best Renters Insurance in Fresno, CA

As a renter, incidents and events such as fire, theft, or even natural disasters such as earthquakes could put your possessions at risk of loss or damage. By carrying renters insurance, you can effectively and affordably protect your belongings if they are damaged in a covered incident. According to USAA, the average renter owns personal property worth at least $20,000.

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What Can Cause My Monthly Homeowners Insurance Premium to Go Up?

When you buy a basic homeowners insurance policy, you might presume the premiums will stay the same once you have paid the policy’s rate. Nonetheless, home insurance rates can rise for numerous reasons beyond your control. Premiums are based on various factors, which might change, such as if the crime rate in your zip code surges. Here’s a look at

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Rising Homeowners Insurance Costs & Tips to Lower Them

In recent years, home insurance rates across the U.S. have risen faster than wages and the cumulative inflation rate. For instance, between 2017 and 2020 alone, the annual home insurance premiums increased by 11.4% on average, outpacing the rate of inflation by 3.5%. Since then, the gap has grown wider and experts expect the trend to continue in the near

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Will My Home Insurance Cover Trampolines & Tree Houses?

Most insurance providers consider trampolines and tree houses “attractive nuisances” due to their high-risk nature. Data from the U.S. Consumer Product Safety Commission shows that trampolines cause more than 100,000 injuries in the country every year. This means that owning a trampoline exposes you to trampoline-injury related liability. Therefore, before installing a trampoline or tree house on your property, you

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