In the US, road traffic crashes result in about 4.4 million emergency department visits and over 38,000 fatalities every year, according to the Association for Safe International Road Travel (ASIRT). If another motorist crashes into your car, you should file a car insurance claim with the at-fault driver’s insurer. However, while the other person’s insurance company will process your claim,

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Fake insurance coverage is one of the different types of life insurance fraud you should watch out for as a potential policyholder. There are fraudsters out there that pose as legitimate insurers or insurance agents. Usually, they defraud people by taking money for premiums on non-existent health plans. These scammers may sell policies at rates that are considerably lower than

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If you’re looking to purchase your first automobile ever, you may be wondering, “How does auto insurance cover new car owners for third-party accident damages or bodily injuries?” You must start by carefully researching your specific car insurance requirements. In all states, it’s illegal to drive without insurance or some form of proof that you’re capable of compensating any victim

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No matter where you are right now, you’ve most probably been impacted by COVID 19 in one way or the other. Some of the social-economic impacts of the pandemic have left millions coping with a lot of psychological turmoil. If you too are experiencing the effects of the chaos, you can look after your mental health through the pandemic and

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A new study by the Insurance Research Council (IRC) showed auto damage insurance claims increased at double the rate of inflation between 2010 and 2018. According to the “Patterns in Auto Physical Damage Insurance Claims” report, deductibles and policy limits didn’t grow in tandem with payment growth over the same period. Auto Damage Claims Soar 3.7% On average, insurance payments

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It’s been nearly a year since the coronavirus disease emerged, and yet the pandemic is still here, constantly exerting a social, financial, psychological, and physical toll on everyone. Observing self-care tips during the COVID-19 pandemic is essential in emerging from the pandemic induced chaos. Taking good care of yourself and your family can help you get through these uncertain times.

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It’s important to protect your business with a commercial property insurance policy. Having this coverage shields you from the loss of your business assets and properties in the event of hazards like fire, natural calamity, and theft. Whether you run a home-based office, operate in rented commercial space, or own the premises yourself, business property insurance can be your safety

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An auto insurance policy consists of several different components, which might make it difficult to understand. However, once you know how an insurance company generally bases prices on risks, it will become easier to monitor and control your premiums. Here are a few ways in which you can cut costs on car insurance. Reduce Your Driving Time One way to

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Millions of small businesses emerge every year. While they have the ability to strengthen the economy, small enterprises also contribute to an increasingly competitive marketplace. Entrepreneurs have to look for ways to stand out and make their businesses more appealing than their competitors. One way to become more attractive to your customers is by having appropriate business insurance coverage. Here

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When you are ready to start your own business, there are some items you will want to – and need to – address first. This will help you launch into your business with success in mind and the right plan in front of you. Before starting your small business, take a look at these important items to consider.   Establish

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