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Motorcycles are fun vehicles, especially for those of us who love exploring the world. Nonetheless, they can also be very dangerous. Over 80,000 motorcyclists are injured each year, about 5,000 of which are fatalities. Understanding the way motorcycle insurance crash claims work is important before committing to a policy. Here are steps to take if you are involved in a

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In recent years, home insurance rates across the U.S. have risen faster than wages and the cumulative inflation rate. For instance, between 2017 and 2020 alone, the annual home insurance premiums increased by 11.4% on average, outpacing the rate of inflation by 3.5%. Since then, the gap has grown wider and experts expect the trend to continue in the near

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Most insurance providers consider trampolines and tree houses “attractive nuisances” due to their high-risk nature. Data from the U.S. Consumer Product Safety Commission shows that trampolines cause more than 100,000 injuries in the country every year. This means that owning a trampoline exposes you to trampoline-injury related liability. Therefore, before installing a trampoline or tree house on your property, you

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Auto insurance companies consider various factors in determining premium rates for each driver. While you can’t control key factors such as your age, you can do something about things like your driving history or available discounts. Keep reading for more practical tips on reducing your car insurance costs. Look for multi-car discounts: If you own several cars, having them covered

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When looking for an auto policy, you’ll request a car insurance quote at some point. A good agent will provide multiple quotes to let you compare and pick the carrier with the most cost-effective coverage options. However, you’ll need to provide specific information to get an accurate estimate for the coverage you’re after. Here are typical examples: Your Personal Details

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