Tips and checks for driving safely at night.   Ah, fall. The season is here and the nights are drawing in. That can only mean one thing: driving in the dark. Commuting to and from work in the dark is not only challenging, but it can be dangerous. No matter how well you think you know a road, driving in

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Does auto insurance get cheaper when you’re over 21? Most people know that drivers in their teenage years and early 20s pay some of the highest premiums for auto insurance. As we get older, however, you may find that car insurance gradually lowers to more affordable premiums. To help you understand more about car insurance premium costs, read on. Generally,

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Does a home business benefit from Errors and Omissions insurance coverage? If you have a small, home-based business, the last thing on your mind may be insurance. Not only is it incredibly important to insure your business, whether it’s at home or in a block of offices or at a local warehouse, but it’s essential you do your research on

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Crime rate and its influence on your car insurance premium.  Insurance companies have a number of factors to consider when determining your home insurance rate. Much of your monthly premiums will come down to your personal history, vehicle make and model. What many motorists forget is that their ZIP code is taken into account when insurers are determining premiums. The

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Determine how much auto insurance coverage you need. When you’re selecting auto insurance coverage, you will be faced with deciding how much cover you actually want to purchase. While most motorists work out how much they legally need to keep the costs down, this can actually cost more in the long-term if a sizeable claim is made. To protect yourself,

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The most misunderstood business insurance coverages explained. Business insurance can be confusing at the best of times. For many business owners, they choose not to explore the range of insurance options, meaning that they miss out on valuable coverage. Take a look at these misunderstood business insurance policies, and how they can help your business. Business Interruption Many business owners

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Avoid making these potentially costly homeowner mistakes. Owning a home is part of the American dream. Although it is a great experience, it can also be a hassle especially when unexpected issues pop up, whether you have a minor breakdown or a major catastrophe. However, many issues can be avoided if the house is properly maintained by the homeowner. Take

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Protect your bottom line from business interruptions. There are many troubling scenarios that can cause business interruptions from natural disasters to fires to cyber attacks. It can take time and money to repair a building, find a new location, and restock inventory. When a business can’t operate, revenue flatlines and business owners can struggle to pay bills on time. Sometimes,

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Ways for studying students to save money on their auto insurance premiums.  Students have a lot to think about. After the expenses of tuition and textbooks, there is little money left for auto insurance. However, if students are going to be driving during their time in education, it’s well worth knowing how to save money without sacrificing coverage. Here are

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Handling grease fires in the home.   Hopefully you never have to deal with a grease fire, but if it happens, how you handle it is important. A grease fire isn’t like a regular fire, and trying to put it out the same way can make it worse, causing more damage to your home. A grease fire is caused by

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