What You Need to Know About Renter’s Insurance

Renters should protect their belongings and finances with adequate insurance.

If you’re like most renters, you’ve probably been ignoring something important – renter’s insurance. Whether you procrastinated or simply didn’t know that you need insurance, it’s wise to know exactly what you should buy before launching into a policy you don’t understand.
Believe it or not, but even if your landlord has landlord insurance (and they should), this coverage doesn’t protect your belongings and finances in the event of an accident. Unfortunately, that weight is on your shoulders. Fortunately, renter’s insurance can help with that!
Here’s what you need to know about acquiring the right renter’s insurance!

• It protects your stuff. If a fire blazes through your building, your landlord’s insurance will pay to rebuild, but it won’t cover the cost of replacing your personal belongings. Have you thought about the value of all of the possessions you have in your rental unit? If you are not in a position to pay out of pocket to replace them, fear not as renter’s insurance can cover this need should it arise.
• It protects your liability: When you welcome a guest into your rental, you also welcome risk. If your guest slips and gets injured, you would like to think he or she will be understanding… But that isn’t always the case. There is always the chance that the injury could lead to a legal battle. Renters insurance can help cover the expense of protecting yourself and finances.
• It protects your wallet: Don’t leave yourself exposed to the financial burden of any of the above situations. An affordable renters insurance can offer you the protection of your hard-earned money that it deserves.

Are you ready to secure the right renter’s insurance policy for your space, belongings, and finances? Rely on the professionals at McCarty Insurance Agency to walk you through the process of protecting your assets in Fresno, California.