HERE ARE THE DIFFERENCES BETWEEN GENERAL LIABILITY AND PROFESSIONAL LIABILITY INSURANCE

Coverage Scope

General liability insurance covers bodily injury, property damage, while professional liability insurance shields against errors, negligence in specialized professional services or advice provision.

Business Types Covered 

General liability insurance commonly protects businesses with physical operations, whereas professional liability insurance caters to professionals providing specialized services.

Covered Claims

General liability insurance addresses claims related to injury, damage, and advertising, whereas professional liability  insurance tackles claims of professional negligence or misrepresentation.

Legal Protection

General liability insurance covers defense for injury claims, while professional liability insurance encompasses legal defense costs and settlements for professional liability claims.

Industry Application

General liability insurance is applicable across various industries, whereas professional liability insurance is tailored to specific professions such as law, finance, and healthcare.

t

Secure your business with peace of mind! McCarty Insurance in Fresno CA offers tailored general liability and professional liability coverage. Get a free quote and ensure your business's future.