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Top Auto Insurance Questions to Ask Your Agent

Ask these questions to your insurance agent to secure reliable cover.


If you’re looking for the right auto insurance, it’s important to make sure you’re asking your agent all the right questions. While many of us focus solely on premiums, cutting corners could mean we end up in a financial state later on down the road. Be sure to ask your agent these questions when looking to secure coverage.


Do I have all the coverage I need?

You’ll need to meet your state’s minimum requirements but it’s worth considering more coverage than that. If you have a new vehicle, a teen driver, drive many miles, or other risk factors, you may need additional cover. Your agent will work with you to find the right coverage to suit your budget, vehicle, and mileage.


What is my deductible?

In the event of a claim, you will need to pay your deductible. Depending on what you decided when you took out the policy, it could range from a hundred or so dollars to a thousand. It’s worth taking some time to assess your financial position before deciding on a premium since you’ll need to pay this upfront before the insurer can help with the claim. Too high and you risk not being able to pay and using your coverage.


Am I eligible for any discounts?

You never know unless you ask! You could find you’re entitled to certain discounts that could have you saving on premiums. Discounts are often for multi-car policies, multiple policies, good students, and safe drivers.


Finding the right coverage doesn’t have to be difficult. Work with a team of professionals who have your best interests in mind. Contact the team at McCarty Insurance to get started on your tailored auto insurance coverage.

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