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Tips to Keep Your Worker's Compensation Costs Low

Insurance Claim FormSafety First in the Workplace
Investing in the right worker’s compensation policy is one of the best ways to give your employees the peace of mind that they need when at work. Worker’s comp is meant to provide coverage for any medical bills that are incurred when an employee is injured while on the job. Not only will it help to keep your employees safe, but it is also required by law.
The cost of a worker’s compensation policy will depend on many different factors, including your insurance company, number of employees, and the work your business does. If you have a business that has high risks, such as a construction company, you will have much higher premiums than an ice cream shop. Your rates will also depend on your history of claims, the more claims you have filed, the higher your rates will be.
There are some steps that you can take to help keep the cost of your worker’s compensation low, including:

  • Providing safety training – all of your employees should be trained on the right safety procedures when they are hired. You should also hold safety meetings a few times a year to refresh their skills while also providing supplemental training.
  • Providing safety gear – all of your employees should have access to any necessary safety gear. Regularly inspect all safety gear to ensure that it works properly to help keep all of your employees safe.
  • Providing first aid training – all employees should have a basic understanding of first aid care in case someone is injured while on the job. You should also keep a well-stocked first aid kit in an easily accessible area in your business.

Contact the insurance professionals at McCarty Insurance Agency in Fresno, California for all of your business insurance needs to keep your employees safe.

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