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Insights From Your Local Insurance Experts

Tips, guides, and updates to help you make smarter coverage decisions, straight from the McCarty Insurance team in Fresno.

Colorful food truck parked at an outdoor market on a sunny California afternoon with customers at the service window
By McCarty Insurance Agency September 6, 2026
Learn what food truck insurance in California actually covers, from commercial auto to general liability. McCarty Insurance Agency helps Central Valley vendors
Sunlit California condo building exterior with balconies and palm trees near a Central Valley neighborhood
By McCarty Insurance Agency September 5, 2026
Learn what condo insurance in California covers, from HO-6 dwelling to loss assessment. Get the right coverage for your Fresno or Clovis condo today. today
Small business owner reviewing documents at a desk with a laptop and legal paperwork in a modern California office
By McCarty Insurance Agency September 4, 2026
Do California small businesses need D&O insurance? Learn what it covers, who needs it, and what it costs. McCarty Insurance Agency helps Fresno businesses
A commercial semi-truck loaded with freight driving along a California highway through the San Joaquin Valley at dusk
By McCarty Insurance Agency September 3, 2026
California truckers: learn what cargo insurance covers, state requirements, and how to protect freight on the I-99 and I-5. Get a quote from McCarty Insurance
Fresno California downtown small business street view with a local insurance agency storefront on a sunny day
By McCarty Insurance Agency September 2, 2026
Need business insurance in Fresno, CA? McCarty Insurance Agency compares top carriers to find the right coverage for your small business. Get a free quote
Small business owner reviewing insurance documents at a desk in a California office with city skyline visible through window
By McCarty Insurance Agency September 1, 2026
California small businesses face big liability risks. Learn how commercial umbrella insurance fills gaps when primary limits run out. Get a quote in Fresno
Semi-truck driving on a highway through California's Central Valley farmland under a clear blue sky
By McCarty Insurance Agency August 31, 2026
Learn California commercial truck insurance requirements for owner-operators. Coverage types, FMCSA minimums, and costs explained by McCarty Insurance Agency.
A motorboat cruising on a calm California reservoir surrounded by golden hills on a sunny summer afternoon
By McCarty Insurance Agency August 30, 2026
Learn what boat insurance in California covers, what it costs, and what Central Valley boaters need to know before hitting the water. Get a free quote today.
A contractor loading power tools and equipment into a work truck at a California job site on a sunny morning
By McCarty Insurance Agency August 29, 2026
Learn what inland marine insurance covers for California businesses, from contractors tools to cargo in transit. McCarty Insurance Agency compares carriers for
Farmworkers harvesting crops in a sun-drenched Central Valley field with irrigation rows and mountains in the background
By McCarty Insurance Agency August 27, 2026
California farm employers face unique workers comp rules. Learn class codes, heat illness mandates, and seasonal worker rules in the Central Valley. Get a
Commercial delivery van parked outside a small business in Fresno, California on a sunny day
By McCarty Insurance Agency August 26, 2026
Learn California commercial auto insurance requirements, minimum limits, and common coverage gaps. McCarty Insurance Agency helps Fresno businesses get covered
Fresno-area home under renovation with framing exposed, building materials staged in driveway, and a partly open roof
By McCarty Insurance Agency August 24, 2026
Remodeling in California? Learn how home insurance during renovations works, what gaps to watch for, and how to protect your Fresno-area home mid-project.
Employee handing car keys to a manager outside a small business office in Fresno California on a sunny afternoon
By McCarty Insurance Agency August 23, 2026
California businesses face real liability when employees drive personal cars for work. Learn how hired non-owned auto insurance protects you in Fresno and
Young adult rider in a helmet and jacket straddling a small motorcycle in a sunny Central Valley parking lot
By McCarty Insurance Agency August 21, 2026
19 to 25 and riding in Fresno? Learn what motorcycle insurance costs for young riders in California and how to lower your premium fast. Get a free quote.
Bar interior in Fresno California with bottles on a backlit shelf and a bartender serving drinks to patrons
By McCarty Insurance Agency August 20, 2026
California bars and restaurants face real dram shop exposure. Learn what liquor liability insurance covers, what it costs, and how to protect your business.
Small business owner reviewing a laptop screen showing a data security alert in a Fresno office setting
By McCarty Insurance Agency August 18, 2026
Learn what cyber liability insurance covers for small businesses in California, how much you need, and how to avoid costly coverage gaps. Get a quote today.
A construction crew framing a wood-structure building at a job site on a sunny California day, with lumber and materials
By McCarty Insurance Agency August 17, 2026
California contractors: learn what builders risk insurance covers, who needs it, wildfire exposures, and how to get the right policy. McCarty Insurance Agency
Construction workers reviewing blueprints on a job site in California's Central Valley
By McCarty Insurance Agency August 15, 2026
California's AB 5 makes contractor misclassification costly. Learn what Fresno employers must know about workers comp for independent contractors in CA.
Small business owner reviewing documents at a counter inside a closed Fresno retail shop after a fire damage incident
By McCarty Insurance Agency August 14, 2026
Learn what business interruption insurance covers for California small businesses, what triggers a claim, and how to avoid costly coverage gaps. Get a quote
Independent insurance agent sitting across a desk from a small business owner in a Fresno office, reviewing multiple policy
By McCarty Insurance Agency August 12, 2026
Learn how an independent insurance agent differs from a captive agent and why it matters for Fresno small businesses. McCarty Insurance Agency shops multiple
Business owner reviewing financial records at a desk inside a small Fresno-area office
By McCarty Insurance Agency August 11, 2026
Learn what commercial crime insurance covers, from employee theft to wire fraud. McCarty Insurance Agency helps Fresno-area businesses find the right protection
Cozy California vacation rental cabin porch with wood furniture and mountain forest view on a sunny afternoon
By McCarty Insurance Agency August 9, 2026
Renting on Airbnb or VRBO in California? Learn why standard homeowners insurance falls short and what short-term rental insurance covers for Central Valley
Consultant reviewing a contract at a desk with a laptop and coffee in a modern California office
By McCarty Insurance Agency August 6, 2026
California consultants face real lawsuit risk. Learn what professional liability insurance covers, what it costs, and how to get the right limits for your
A Class A motorhome parked at a California campsite surrounded by pine trees with mountains in the background
By McCarty Insurance Agency August 3, 2026
Learn what California requires for RV insurance, what full coverage costs, and how to avoid common gaps. Get a quote from McCarty Insurance Agency in Fresno
Two cars after a rear-end collision on a busy California highway with traffic visible in the background
By McCarty Insurance Agency July 31, 2026
Learn what California's bodily injury liability minimums are, why they often fall short, and how Fresno-area drivers can protect their assets with the right
Flooded residential street in the Central Valley with standing water reaching a home's front steps on a cloudy day
By McCarty Insurance Agency July 28, 2026
Flood insurance in Fresno, California isn't just for riverfront homes. Learn what's covered, what NFIP costs, and how to close the gap. Get quotes today.
Small business owner reviewing documents inside a commercial retail space in Fresno, California
By McCarty Insurance Agency July 25, 2026
Learn what commercial property insurance covers for Fresno businesses: buildings, equipment, inventory, and more. Get the right policy with McCarty Insurance
Small business owner reviewing insurance documents at a desk inside a Fresno storefront
By McCarty Insurance Agency July 22, 2026
Learn what commercial general liability insurance covers, what it excludes, and how much it costs in California. McCarty Insurance Agency compares carriers for
Licensed driver handing keys back to car owner in a Fresno parking lot on a sunny afternoon
By McCarty Insurance Agency July 19, 2026
No car but still drive? Learn who needs named non-owner auto insurance in California, what it covers, SR-22 uses, and cost factors in Fresno and the Central
California DMV form and auto insurance documents on a desk next to car keys in a Fresno insurance office
By McCarty Insurance Agency July 16, 2026
Need SR-22 insurance in California? Learn what it is, who needs it, what it costs in Fresno, and how to avoid costly lapses. McCarty Insurance Agency can help.