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Liquor Liability 101: Understanding and Preventing Claims Against Your Business

The hospitality industry is no stranger to liquor liability claims. Alcohol consumption can lead to customers behaving recklessly, resulting in accidents, injuries, and even fatalities. As a result, liquor liability claims can be financially devastating for businesses. However, some steps can be taken to reduce the likelihood of these claims. This blog will discuss six pointers to help businesses minimize liquor liability claims.

Employ a Designated Security Staff

One of the most effective ways to reduce liquor liability claims is to employ designated security staff. This staff member should monitor customers’ behavior and identify those who have had too much to drink. They can also assist in removing intoxicated customers from the premises and preventing them from driving under the influence.

Train Your Staff Properly

All staff members should be trained to identify signs of intoxication and refuse service to customers with too much to drink. They should also be trained to handle difficult situations, such as removing intoxicated customers from the premises.

Refuse Service When Necessary

Refusing service to customers with too much to drink is essential in preventing liquor liability claims. If a customer becomes belligerent or aggressive when refused service, staff should be trained to handle the situation appropriately and ensure the safety of other customers.

Check the ID of Each Customer

Checking the ID of each customer is crucial in preventing liquor liability claims. Staff should be trained to identify fake IDs and refuse service to underage customers.

Be Responsible

Businesses have a responsibility to ensure the safety of their customers. This includes preventing customers from becoming intoxicated and removing those who have had too much to drink from the premises. Additionally, businesses should provide customers with safe transportation options if they cannot drive home safely.

Carry Liquor Liability Insurance

Despite taking all necessary precautions, accidents can still happen. It is essential to carry liquor liability insurance to protect your business in the event of a liquor liability claim. This insurance can provide coverage for legal fees, settlements, and judgments.

Contact McCarty Insurance for Comprehensive Liquor Liability Insurance Coverage!

Reducing liquor liability claims requires a comprehensive approach that includes training staff, employing a designated security staff, refusing service when necessary, checking the ID of each customer, being responsible, and carrying liquor liability insurance. At McCarty Insurance Agency, we understand the unique risks businesses face in the hospitality industry. Our team of experienced insurance professionals can help you find the right liquor liability insurance coverage for your business. Contact us today to learn more.


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