Is Your Rental Car Protected?

Summer is the perfect time to take a family vacation. With the warm weather and the kids being out of school, it is the best time to hop on a plane and enjoy another part of the country. Once you get to your destination, renting a vehicle can be the easiest way to see the all your vacation destination has to offer. Before driving your rental car off the lot, it is important to make sure you have the proper insurance coverage to make sure you are protected from any accident while driving.

If you have auto insurance for your personal car, you may think that can pass up on the additional coverage that is offered by the rental company. Make sure to check with your insurance company to ensure that your rental vehicle is covered. If you have comprehensive and liability coverage on your personal vehicle, and are renting a car that is similar in value to your personal car, chances are you will have enough coverage.

Some credit card companies also provide additional coverage if you are renting a car using the card. Make sure to contact the company to make sure they will provide enough coverage.

There are 4 typical coverage options that the rental company will also offer, including:

  • Loss-damage waiver which will waive the responsibility if the rental car is damaged or stolen.
  • Liability coverage will protect you from any financial lawsuits that are associated with driving the rental vehicle.
  • Personal accident insurance will cover the medical costs that are incurred from an accident.
  • Personal effect coverage will cover any of your personal belongings that you keep in the rental vehicle.

Before renting a vehicle this summer, make sure to contact McCarty Insurance Agency to ensure that you are fully protected in the Fresno, California area.