How to Handle a Hit and Run Accident

What to do if you are ever involved in a hit and run crash.

Being involved in a car accident can be a traumatic and troubling experience. It can be even worse if the motorist that hit you drives away without taking responsibility. If you are ever the victim of a hit and run accident, here are some tips on how to help.
Pull to the side of the road. If you are driving at the time, pull over to the side of the road safely and turn off the engine. Don’t be tempted to drive after the vehicle that hit you as this can be dangerous.
Call emergency services. If you or your passengers are injured, call emergency services immediately.
Call the police. Even if you think that you don’t have much to report and the crash was just a bump, it is always worth calling the police. Having a police report on hand can help your insurance claim. Let the police know as much information about the crash as possible, including what you recall about the vehicle, driver, and the direction they were headed.
Record information. Write down everything you can remember about the accident and ask your passengers to do the same. Take pictures on your phone of the damage to your vehicle, any injuries sustained in the accident, and any road signs that the driver could have ignored. Your insurer will need as much information and visuals about the accident to help piece together what happened.
Record eyewitness information. Did any individuals see what happened? If there are eyewitnesses, ask them to record what they saw. Take down their contact details as you may need to get in touch with them in the future.
Call your insurer. Your insurer will need to know what happened as soon as possible. Call your insurer and your agent will be able to let you know what steps to take next. If the offending driver cannot be found by the police, your uninsured/underinsured motorist coverage can help with expenses you face.
Do you have the necessary coverage to protect your vehicle and finances? Contact the team at McCarty Insurance to get started on your tailored auto insurance coverage.