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Do you know how your home is impacted by extreme weather?


The weather is something we can’t control. Storms, rain, intense heat, hail, and high winds – these are natural events that we can only be prepared for. As a homeowner, you think you’re ready for the worst. You’ve cleaned out the gutters, tidied away the yard furniture, and reviewed your homeowners insurance. Have you ever wondered how extreme weather impacts your property?



This is probably the most obvious type of damaging weather pattern. Extremely powerful winds can scrape shingles off the tops of roofs and pull gutters away from rooflines. Even wind gusts that aren’t as strong can cause large tree limbs to break and fall onto homes, which can cause roof leaks and bring down gutters. Be sure that your roof is in good condition, and that weak tree limbs are cut down before they’re turned into flying debris.



Though the rain itself usually doesn’t cause structural damage, any water that leaks into a home through gaps in the roof or walls can lead to messes that can be costly to clean up. The rainwater can also lead to damage to walls, ceilings, and floors, which can cause mold and mildew problems throughout a home. Before a rainstorm hits, make sure that the gutters are clear of debris that could cause blockages and leaks.



A little bit of snow usually doesn’t cause any problems. Multiple feet of snow can weigh on a roof or gutters and overwhelm physical support systems, causing buckling or holes in the roof and gutters to snap. The same effect can be seen on overhanging tree branches, which can fall onto houses and wreak havoc.


Ensure you have the right homeowners insurance in place as you can fall back on coverage if the worst does happen. Visit the professionals at McCarty Insurance to get started today! We can help you understand the ins and outs of your chosen policy.


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