Advice for when you didn’t collect information from a car accident.
Being involved in a car accident is no fun. You’ve got to think about repair costs, insurance premiums, and injuries. Whether you were too flustered or it entirely skipped your mind, you forgot to ask for the other driver’s information. Not only does this mean you don’t have information to tell your insurer, but it also means you’re left not knowing your next steps. Here are a few tips to help.
Check for injuries
As soon as the accident happens, make sure no one is injured. Give yourself and passengers a once-over to ensure there are no obvious injuries, but keep in mind that whiplash may not always be present immediately. Consider calling for medical attention if necessary.
Call the police
You’ll need a police report to file an auto insurance claim, so make sure to call them even if the damage is minor and no one is hurt. If you’re unable to call them out, be sure to stop by your local police station as soon as possible.
Write down what you can remember
Note down everything you can remember about the vehicle, driver, and sequence of events. You should be as detailed as possible when noting the location of the accident.
Call your insurer
Notify your auto insurance company that you have been involved in an accident. They will be able to direct you onto the next steps. You may even have coverage that protects your vehicle if it was damaged.