Commercial Insurance Policies to Consider When Starting a New Business

Consider these small business insurance policies.

 

Are you thinking of starting your own business? If so, you could be joining the thousands of Americans who have taken a leap of faith and started their own company. Maybe you’ve found an untapped market or you’ve noticed people respond to your talents and you’re ready to make some money. For a brand new business owner, it can be daunting to understand all of your insurance options. Fortunately, we’ve compiled a list of must-have coverages for the budding entrepreneur.

 

Business owner’s policy (BOP)

A business owner’s policy, or BOP, combines the protection of general liability insurance and property insurance into one convenient, discounted bundle for small businesses. It can offer coverage for third-party lawsuits over bodily injury/property damage, product liability lawsuits, theft, vandalism, and more.

 

Cyber liability insurance

If you operate online, you will need cyber liability insurance. Such a policy can help small businesses recover quickly from a cyber attack if cyber criminals hack your system or steal valuable data.

 

Commercial auto insurance

Your personal auto insurance won’t cover you when you’re driving for business. If you use a company vehicle or your personal vehicle is the company vehicle, look into commercial auto insurance. This helps to protect you on the roads while you’re working.

 

Get started on your tailored commercial insurance coverage by contacting the expert insurance agency in Fresno, McCarty Insurance. We provide reliable business insurance to suit all of your company’s needs so that you can have peace of mind your investment is protected.

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