Homeowners

As a renter, incidents and events such as fire, theft, or even natural disasters such as earthquakes could put your possessions at risk of loss or damage. By carrying renters insurance, you can effectively and affordably protect your belongings if they are damaged in a covered incident. According to USAA, the average renter owns personal property worth at least $20,000.

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When you buy a basic homeowners insurance policy, you might presume the premiums will stay the same once you have paid the policy’s rate. Nonetheless, home insurance rates can rise for numerous reasons beyond your control. Premiums are based on various factors, which might change, such as if the crime rate in your zip code surges. Here’s a look at

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In recent years, home insurance rates across the U.S. have risen faster than wages and the cumulative inflation rate. For instance, between 2017 and 2020 alone, the annual home insurance premiums increased by 11.4% on average, outpacing the rate of inflation by 3.5%. Since then, the gap has grown wider and experts expect the trend to continue in the near

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Most insurance providers consider trampolines and tree houses “attractive nuisances” due to their high-risk nature. Data from the U.S. Consumer Product Safety Commission shows that trampolines cause more than 100,000 injuries in the country every year. This means that owning a trampoline exposes you to trampoline-injury related liability. Therefore, before installing a trampoline or tree house on your property, you

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There are several ways you can save money on your homeowners and auto insurance. One of the most practical options is to get your insurance policies through one carrier. It can bring major cost savings and make coverage management much easier for you. Here’s a look at why bundling your home and car insurance makes economic sense. Bundling Discounts Most

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