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With about 85% of homeowners in the U.S. carrying homeowners insurance coverage, home insurance claims are common in the U.S. For instance, in 2018, about 5.7% of policyholders filed a home insurance claim, according to the Insurance Information Institute (III). Take note that before you receive compensation for an insured loss, your insurer may require you to cover a portion
Does a home business benefit from Errors and Omissions insurance coverage? If you have a small, home-based business, the last thing on your mind may be insurance. Not only is it incredibly important to insure your business, whether it’s at home or in a block of offices or at a local warehouse, but it’s essential you do your research on
Avoid making these potentially costly homeowner mistakes. Owning a home is part of the American dream. Although it is a great experience, it can also be a hassle especially when unexpected issues pop up, whether you have a minor breakdown or a major catastrophe. However, many issues can be avoided if the house is properly maintained by the homeowner. Take
Handling grease fires in the home. Hopefully you never have to deal with a grease fire, but if it happens, how you handle it is important. A grease fire isn’t like a regular fire, and trying to put it out the same way can make it worse, causing more damage to your home. A grease fire is caused by
Consider these garage upgrades to improve the value of your property. Most of us know that garages have a significant impact on the overall value of a property. If you don’t have a garage at all, it may not appeal to many homeowners looking to purchase in today’s market. If you’re looking for a way to improve the value and
Ensure you have liability coverage before you host summer parties. Summer is right around the corner and that can only mean one thing – parties. Whether it’s a backyard BBQ, graduation party, summer gathering, or otherwise, the sunshine is sure to get us all outside and partying. Many times, hosting these events means serving alcohol to guests. If you’re planning
2019 Memorial Day safety tips! Memorial Day weekend is right around the corner, and that means that many of us are getting ready for gathering with friends and family for outdoor fun and remembering lost veterans. Whether you plan on traveling, hosting a picnic or attending a BBQ, remember these grilling tips to ensure your and your guests’ safety. Never
How to create a home inventory list for your home insurance policy. Your homeowners insurance is designed to protect your home and belongings from a covered peril. While this coverage does help, if you don’t know what items are in your home, it can be difficult to recover after a disaster. For this reason, homeowners need a home inventory list.
Real-life situations in which renters insurance can help. Many renters today continue to avoid renters insurance coverage. Whether it’s cause they think it’s too expensive or that they don’t have enough belongings to cover, there are many misconceptions surrounding renters insurance. Not only is it affordable, but renters with any form of possessions should secure coverage. Take a look at
Three repairs you should call in a professional to fix. Home repair is an integral part of the upkeep of every house. Once you own a home there’s a long list of regular maintenance jobs to keep your house beautiful and secure from internal damage and external weathering. Unfortunately, if you’re inexperienced, even simple home repairs can seem intimidating.