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With about 85% of homeowners in the U.S. carrying homeowners insurance coverage, home insurance claims are common in the U.S. For instance, in 2018, about 5.7% of policyholders filed a home insurance claim, according to the Insurance Information Institute (III). Take note that before you receive compensation for an insured loss, your insurer may require you to cover a portion

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Does a home business benefit from Errors and Omissions insurance coverage? If you have a small, home-based business, the last thing on your mind may be insurance. Not only is it incredibly important to insure your business, whether it’s at home or in a block of offices or at a local warehouse, but it’s essential you do your research on

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Avoid making these potentially costly homeowner mistakes. Owning a home is part of the American dream. Although it is a great experience, it can also be a hassle especially when unexpected issues pop up, whether you have a minor breakdown or a major catastrophe. However, many issues can be avoided if the house is properly maintained by the homeowner. Take

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Handling grease fires in the home.   Hopefully you never have to deal with a grease fire, but if it happens, how you handle it is important. A grease fire isn’t like a regular fire, and trying to put it out the same way can make it worse, causing more damage to your home. A grease fire is caused by

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Consider these garage upgrades to improve the value of your property. Most of us know that garages have a significant impact on the overall value of a property. If you don’t have a garage at all, it may not appeal to many homeowners looking to purchase in today’s market. If you’re looking for a way to improve the value and

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