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6 Types of Insurance Every Small Business Should Consider

Starting a small business is an exciting endeavor filled with potential and promise. However, amidst the thrill of entrepreneurship, it’s crucial not to overlook a critical aspect of protecting your venture – insurance. Choosing suitable insurance can make the difference between weathering unexpected storms or facing financial ruin. Let’s explore the six types of insurance that a small business should

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Understanding Business Insurance Coverage for Theft

As a business owner, protecting your enterprise from potential risks is paramount. One significant risk that can severely impact your bottom line is theft. But does your business insurance provide coverage for theft? The answer lies in understanding the nuances of business crime insurance. What Is Business or Commercial Crime Insurance? Business or commercial crime insurance, often called crime insurance,

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Rising Liquor Liability Claims on the Rise

The hospitality industry, including bars and restaurants, is facing a growing problem in the form of liquor liability claims. Liquor liability refers to the legal responsibility of a business that serves alcohol to individuals who subsequently cause injury or harm to themselves or others. As per recent studies, liquor liability claims have been steadily increasing in recent years. Litigation Is

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Liquor Liability 101: Understanding and Preventing Claims Against Your Business

The hospitality industry is no stranger to liquor liability claims. Alcohol consumption can lead to customers behaving recklessly, resulting in accidents, injuries, and even fatalities. As a result, liquor liability claims can be financially devastating for businesses. However, some steps can be taken to reduce the likelihood of these claims. This blog will discuss six pointers to help businesses minimize

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Is Looting Covered by Your Business Insurance?

In recent years, civil unrest has led to many communities facing riots and looting, creating millions of dollars in damage. Broken windows and stolen inventory have set back many small businesses affected by raging events. In some cases, law enforcement officials have put restrictions on areas due to violence. Here’s what business owners should know about business insurance coverage pertaining

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