6
May

Why It Costs More to Insure Your Sports Car and How You Can Lower It

Sports cars are some of the most expensive automobiles in the U.S., thanks to their unique design, high-quality materials, lightweight, modern technology, and high speed. Consequently, it generally costs more to insure sports cars than ordinary cars and vehicles. It is worth noting that the actual cost of sports car insurance in Fresno, CA varies depending on factors such as

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15
Apr

6 Factors That May Affect Your Car Insurance Premium

As you fill out your insurance quote form, your insurance company collects information that they use to estimate your risk profile and determine your car insurance rates. Typically, a high-risk profile means higher insurance costs and vice versa. Therefore, if your car insurance premium quote is unusually high, it could be that the data collected by your insurer indicates that

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8
Apr

How Do I File a Car Insurance Claim Against Someone Else?

In the US, road traffic crashes result in about 4.4 million emergency department visits and over 38,000 fatalities every year, according to the Association for Safe International Road Travel (ASIRT). If another motorist crashes into your car, you should file a car insurance claim with the at-fault driver’s insurer. However, while the other person’s insurance company will process your claim,

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4
Mar

Essential Factors to Consider While Insuring Your New Car

If you’re looking to purchase your first automobile ever, you may be wondering, “How does auto insurance cover new car owners for third-party accident damages or bodily injuries?” You must start by carefully researching your specific car insurance requirements. In all states, it’s illegal to drive without insurance or some form of proof that you’re capable of compensating any victim

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4
Feb

Why Are Auto Damage Claims Growing Twice as Fast as Inflation?

A new study by the Insurance Research Council (IRC) showed auto damage insurance claims increased at double the rate of inflation between 2010 and 2018. According to the “Patterns in Auto Physical Damage Insurance Claims” report, deductibles and policy limits didn’t grow in tandem with payment growth over the same period. Auto Damage Claims Soar 3.7% On average, insurance payments

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23
Dec

How Can You Lower Your Auto Insurance Premium?

An auto insurance policy consists of several different components, which might make it difficult to understand. However, once you know how an insurance company generally bases prices on risks, it will become easier to monitor and control your premiums. Here are a few ways in which you can cut costs on car insurance. Reduce Your Driving Time One way to

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30
Apr

Red Flags to Watch Out for When Buying a Used Car

What to consider when buying a second-hand vehicle.   Buying a car is a very subjective experience. Some love nothing more than to wonder the aisles of a car lot, evaluating potential options. For others, car buying is their idea of torture. If you’re in the market for a new vehicle, you may be wondering if purchasing a used car

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23
Apr

The Difference Between Personal and Commercial Auto Insurance

What you should know about personal and commercial auto insurance.   For small businesses, the line between what is considered a personal vehicle and a commercial vehicle is often blurry. When a small business uses a vehicle to transport employees, move equipment, or deliver goods, it’s common to assume that a personal auto insurance policy will cover such activity. However,

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9
Apr

Driving Tips That Will Help You Save Money

Implement these tips to save money while on the roads.   It’s great to jump in a car and visit friends, travel to work or go shopping, but cars are also a major expense to keep on the roads. These days, motorists are always looking for ways to save money on the roads, from driving fuel-efficiently to finding ways to

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5
Mar

What You Should Know About Auto Insurance for Unlicensed Drivers

Securing auto insurance without a license.   You may not have a driver’s license, but you know you need car insurance. You might even wonder if this is possible. It may sound uncommon, but more and more people are having to deal with this situation. To better understand how to get auto insurance without a driver’s license, read on.  

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